Why Nigeria Cards are not Working for Facebook & Instagram Ads

Have you been wondering why Nigerian naira cards are not working for Facebook & Instagram ads? It’s a tough time for many Nigerians who want to use their Nigeria naira debit/credit cards to pay for Facebook and Instagram.

This article explained why Nigerian naira cards cannot be used to pay for Facebook and Instagram advertisements. This post will give you alternative options for ad payment in Nigeria.

Why Nigeria naira debit cards cannot pay for Facebook and Instagram Ads

The main reason you are unable to pay for Facebook and Instagram adverts using your Nigeria naira debit card is because of the Central Bank of Nigeria (CBN) banking reform. The apex bank, the Central Bank of Nigeria (CBN) disabled foreign transactions on the naira debit and credit cards. The maximum some of the banks in Nigeria can allow is a $100 monthly spending limit.

The majority of the banks in Nigeria do not allow foreign transactions anymore. Those that allow foreign transactions peg their monthly spending limit at $100.

Alternative ways to make payment for Facebook and Instagram adverts

Since the naira debit/credit cards are not accepted, below are the alternative ways of paying for Facebook and Instagram adverts in Nigeria.

PayU

PayU is a lifesaver for many Nigerians. You can set up your Facebook ad account and fund your account using PayU. PayU is a payment platform that can be used to pay for Facebook and Instagram advertisements.

Use PayPal

Unfortunately, Nigerians are not allowed to open a PayPal account but if you have anyone that owns a PayPal account, you can ask the person to assist you with the Facebook and Instagram payment while you balance the person with naira equivalent.

Use a Domiciliary account

You can open a domiciliary account with any bank of your choice in Nigeria. Fund your dollar account then pay for your Facebook or Instagram ads. If you don’t want to open a domiciliary account, you can contact anyone who has a domiciliary account to fund your ad account.  

Use a friend/family abroad

In case you have a family or a friend abroad, you can contact them to assist you with the Facebook ad payment. You can grant them admin access so that they can be able to make the payment.

Use Ad Agency (Social Media Manager)

There are lots of social media managers that can assist you in running Facebook and Instagram ads. You don’t need to worry about the card issues. All you have to do is to tell them what you want and they will advise you better. Some may assist you in creating content depending on your agreement.  

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